Set Up a Family Budget

Are you living paycheck to paycheck? Do you often find that there is more month at the end of your money? Setting up a budget then account for and directs where your money will be spent each month can help. Most people ignore this simple step to becoming financially independent. a budget does not have to be complex.

You simply need to have a place where you write down where each dollar will go.

You can either tell your money where to go or you will be forever wondering where it went. Take a look below at the resources we offer to help you budget your money, and to help you set up a budget once and for all.

Below you’ll find the posts at Financial Advice Zone from the budgeting help category.We highly recommend you read each of them if you’re serious about saving money and need budgeting help

5 Things You Can Buy Cheap to Start the Year

shopping for deals

The new year is underway and Christmas shopping is behind us. You may have noticed that many stores have sales in January. You can think of it as the New Year’s slump. They want to do everything possible to encourage shoppers to come out to the stores and spend money. As you have probably noticed [...]

Simple Ways of Going Green and Saving Your Green – Money

going green and saving money

The desire to change the world and do the environment good are very admirable and show a sense of responsibility for the planet as well as a great deal of awareness. There is another reason why going green is such a great idea- are you ready for this? – it can help to save you [...]

Simple Energy Saving Tips for Your Home that Will Save You Money

save money on energy costs

There are lots of ways to save money and one of those has to do with energy. Perhaps you have made some energy saving decisions in your home that have allowed you to keep more of your money where you want it to be- in your wallet or your bank account- or maybe you just [...]

Should You Pay More than the Minimum on Your Credit Cards ?

credit card payments

When you receive your credit card bill every month you may notice on the statement that it shows what your minimum payment for the month is. The minimum payment represents a percentage of your total balance.  That is then deemed the minimum that you must pay per month. It is a small percentage of your [...]

4 Tips for Setting New Year’s Financial Resolutions – And Making Them Stick

financial advice 2012

It is a new year and with it comes the need to make some financial resolutions. Most importantly you need to stick to the resolutions that you make once you make them. This may be the year that you have finally decided to start saving money or you want to eliminate debt or start investing. [...]

Stay in Shape Without Spending a Lot of Money

saving money at home

When you exercise on a regular basis you improve your quality of your life because it keeps you stronger and healthier. Exercising regularly also helps to keep infections and health problems at bay. But even though we know these things deep down we still find excuses not to lace up our sneakers and move our [...]

Saving Money – Name Brands or Store Brands – Which is Best

name brands vs store brands

When you do your shopping do you tend to always buy name brand products or are you more inclined to choose generic and store brand items? Some shoppers are faithful to certain brand names while others are open to trying the generic (and generally cheaper) store brands. Often times we find a name brand product [...]

Saving Money When it Seems You Have None to Save

saving money at home

We just never know what life may have to send our way which is why it is always helpful to have some emergency cash stashed away. Whether it is for the proverbial rainy day, for a much awaited trip or for house or car repairs we all need to be saving money. It just may [...]

Should Couples Have Separate Bank Accounts

financial advice

Billy and his wife Sally share a joint checking account. They are married and feel that everything should be shared, including their money. They discuss all of the purchases that they make and they come to an agreement about their finances before they spend anything. This makes sense to them. Their money is us and [...]

7 Ways to Make Frugality Work for You

Thumbnail image for 7 Ways to Make Frugality Work for You

Frugality is all about finding ways to spend less money and about not wasting the money you have. We all have our own methods that work for us as there is no one size fits all method for being frugal. Here are seven beneficial tips that can help you to keep more of your money [...]

4 Ways to Lower Your Holiday Spending

holiday spending

The holidays are here again. As you deck the halls and kiss your sweetie under the mistletoe the last thing you want crossing your mind is how much money you wish you had not spent in preparing for the holidays! You look forward to this time of year every year and you know it is [...]

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