If you are looking for a new credit card then why not look and see what the Discover card has to offer you? Discover credit card offers come in seven variants. Each one offers different benefits to the cardholders that choose them. Examples of these benefits include zero annual percentage rate, cash back, and a plethora of other exciting discounts. It also offers flexibility to travelers and shoppers alike. When you choose the Discover card you have chosen well!
What are the many variants of the Discover card? They include the Discover More Card, the Discover Motiva Card, the Miles by Discover Card, the Escape by Discover® Card , the Discover Student Card, the Discover Business Card and the Discover Business Miles Card. Let us take a look at each one of these cards now.
The Discover More Card is a good choice of credit card for the person who is looking to get the absolute maximum cash rewards that they can for the purchases they make. There is no annual fee for this Discover credit card and there is no annual percentage rate (APR) for the first six months. A balance transfer comes with no APR for the first 12 months.
The Discover® Motiva Card is best suited for those individuals who always pay their credit card bill in a timely fashion and want to reap rewards because of it. For every six payments that payments are made on time in a row the credit card holder will receive a bonus that is equal to the full interest for a month. There is no annual fee for this Discover credit card and the cash transfer APR as well as the purchase APR is 3.99 percent for the first six and 12 months.
The Miles by Discover Card is geared towards those who travel and want to receive travel reward miles. This card can earn you 12,000 bonus miles (which works out to be 1,000 miles for every month you make a purchase over a 12 month span). There is no annual fee on this card. The cash transfer APR as well as the purchase APR is zero percent for the first six months.
Escape by Discover Card has a similar APR to the Miles Card. You will receive double mile points for every dollar that you spend. You will receive 25,000 bonus mile points (which is 1,000 points a month for the first 25 months).
The Discover Student Card is suitable for college and university students who have limited funds at their disposal. Reward points can be obtained on a selection of purchases such as groceries, gas and travel. There is also a five to 20 percent cash back facility. Balance transfers are not possible with the Discover Student Card.
The Discover Business Card is another one of the many options that Discover Credit Cards makes available to its customers. This card is geared towards business owners and the purchases that they need to make. It offers five percent cash back for the first $2,000 that is spent on supplies for a business. It also offers two percent cash back on $2,000 spent on gas in the run of a calendar year.
The Discover Business Miles Card offers consumers double miles for the first $5,000 that they spend on gasoline. Both of the Discover Credit Cards for business charge a purchase APR of 10.99 percent.