Can You Get a Free Credit Report

Below you’ll find the posts at Financial Advice Zone from the credit score information category.We highly recommend you read each of them if you’re serious about your credit score information

How To Improve Your Credit Score – Top 10 Tips!

Having a good credit score is important if you are planning on getting a mortgage or obtaining any form of finance. Even people who want to buy a used car need good credit scores if they want to get decent rates. Good credit scores are important for other reasons as well. Landlords routinely check out [...]

How Do I Fix My Credit After Bankruptcy

personal finance

Your credit will be negatively affected when you go bankrupt. If you do decide to go through with the process then figuring out how to fix your credit afterwards is likely to be front and center in your mind. While it will take some effort on your part as well as some patience and a [...]

Understanding the FICO Credit Reporting System

FICO is the acronym for the Fair Isaac Corporation.  This organization is the number one provider of credit scores, as well as fraud detection, decision management, and credit risk score services.  All the services provided by FICO were designed for a single purpose – to help financial services company make educated decisions when it comes [...]

How Does Credit History Affect Employment

For companies looking to hire, you cannot blame them for wanting the most responsible, hardworking, and dedicated people they can find.  Although this has always been the goal of companies around the country but when looking at the current economy and tight competition, it is even more important for companies to hire people who would [...]

Common Mistakes That Affect Your Credit Score

Today, millions of people around the world have mistakes affecting their credit score without even knowing it.  Interestingly, even millionaires have mistakes on their credit report, which reduces the credit score.  Statistics show that 80% of people have at least one error on their credit report but the problem is that without taking advantage of [...]

What Determines a Good Credit Score

Most people know that a person with poor credit would have a difficult, if not impossible time securing a loan or being approved for a credit card whereas someone with excellent credit has incredible buying power. However, some confusion exists as to what dictates a “good credit score”. We wanted to provide some clarification specific [...]

Tips on Improving Your Credit Score

For a credit score of 600 or less, immediate action is needed to make repairs but also to prevent the score from dropping lower.  Without doubt, your credit score plays a significant role in many aspects of life.  Not only would your buying power decline with bad credit but also you would find it difficult [...]