Do You Need a Line of Credit or a Loan

Below you’ll find the posts at Financial Advice Zone from the credit category.We highly recommend you read each of them if you’re serious about saving money with credit and loans

Does Do-it-Yourself Credit Repair Work

With so much controversy surrounding credit repair companies and even warnings to consumers to avoid these companies coming from the Federal Trade Commission (FTC), more and more people are turning to methods of do-it-yourself credit repair.  If your credit report has been damaged, no matter the degree or by what cause, you have a good [...]

Protecting Yourself From Credit Fraud

One of the many challenges associated with credit fraud is that it comes in so many different forms.  For instance, credit fraud could be in the form of mortgage fraud, credit report fraud, credit card fraud, identity theft, and more.  Another challenge is that trying to nail the criminals involved is difficult.  Although financial institutions [...]

Credit Score Myths and Credit Score Truths

With so many factors involved, it is no wonder that so many people are confused about the way their credit score is determined and reported.  When it comes to important things in life, those that can have a positive or negative impact on some very important areas, your credit history is it.  For this reason, [...]

Can Credit History Affect Insurance Premiums

Chance are in reading this title, you are shaking your heading in disbelief.  Of course, a person’s credit history would not have anything to do with insurance premiums.  While this was true at one time, as of a few years ago things changed.  Initially, your credit history was something that financial institutions and creditors used [...]

Steps to Getting a Free Credit Report

The most effective way of maintaining good credit beyond being financially responsible for all credit accounts is to take advantage of a free credit report.  If you have less than perfect credit, it would be imperative to order a copy of your current credit report from all three reporting agencies to include Equifax, Experian, and [...]

Understanding Your FICO Credit Score

Your credit report is something that plays a very important role in your life. It is a detailed document of your payment history. It decides whether you are worthy enough of getting a loan. FICO credit score is a three digit number that is calculated on the basis of the information given in the credit [...]

NSF Checks And The Effects On Your Credit History

People are beginning to learn of the various new ways in which a credit score can be compromised and the effects on the credit history.  However, many individuals are still unfamiliar with some of the new laws, as well as how they relate to a person’s credit history.  For instance, NSF checks and the effects [...]

Page 7 of 10
1
...
3
4
5
6
7
8
9
10