Do You Need a Line of Credit or a Loan

Below you’ll find the posts at Financial Advice Zone from the credit category.We highly recommend you read each of them if you’re serious about saving money with credit and loans

Citi Dividend Platinum Select MasterCard

The Citi Company never sleeps when it comes to their credit cards! If you are looking for a Citi credit card that is popular, convenient and will suit your borrowing needs then why not turn your attention to the Citi Dividend Platinum Select MasterCard ? This card has plenty to offer all those who decide [...]

Factors That Affect Your Credit Score

Your credit score is influenced by a variety of factors. Many people think their credit rating is only contingent upon how much debt they have. This is not the case. The money you owe to creditors plays a role but so do other factors as well. Here we explore this issue further. You may wonder [...]

Consolidating Your Credit Card Debt

There are a few simple ways to consolidate your credit card debt. All of these ways must first start with managing your credit card expenditures. The first and most obvious way is to stop using your credit cards altogether. This may seem self-explanatory to many, but it is the best way to handle your spending [...]

Can You Get a Personal Loan With Bad Credit

With the economic recession making a mighty blow, millions of people still find themselves in a dwindling financial state. According to the Federal Reserve, the total U.S. consumer debt stood at a whopping $2.4 trillion in 2010! In such a scenario, companies offering debt relief programs have mushroomed all over the U.S. To aggravate problems [...]

Beware of Bad Credit Loan Scams

If you have been looking for a loan and you have bad credit you have to be careful of not being scammed. There are companies that look for people that have bad credit so they can offer them the money that they need with ridiculous interest rates. These predatory lenders are hoping to take advantage [...]

Credit Reports and Credit Approvals

Knowing your credit score can be very helpful when trying to obtain a loan. Most credit approvals are directly based to a person’s credit score. Your FICO score is an average that comes from the three reporting credit bureaus. These three bureaus are highly regarded by banks and almost all credit approvals are based on [...]

Making Your Credit Card Payments On Time

For years, the only options people had for making credit card payments on time included making a trip to the bank or card company so the payment could be made in person or payments could be mailed to an address provided.  In the first case, driving to the location could mean spending money on gas [...]