4 Ways to Lower Your Holiday Spending

holiday spending

The holidays are here again. As you deck the halls and kiss your sweetie under the mistletoe the last thing you want crossing your mind is how much money you wish you had not spent in preparing for the holidays! You look forward to this time of year every year and you know it is [...]

5 Holiday Shopping No-No’s

save money shopping

While shopping for Christmas gifts it is not difficult to go overboard and spend too much and then suffer for it later. If you do not have as much discipline as you would like when it comes to spending your money for holiday purchases then it is never too late to start. Here we look [...]

Ditching Your Financial Advisor May Be Destructive Advice

financial advice

I have to admit that I’m a little bit biased since part of my business is to manage portfolios for a select number of clients. Knowing that about me, it probably wouldn’t surprise you that I find it both laughable and disturbing when I read articles, some of which appearing in major media outlets, advising [...]

How to Discover Your Risk Tolerance with Investing

financial advice

Risk tolerance is something that I have mentioned over and over again in articles I have written. If you are going to invest in the market it is very important to know your risk tolerance. Risk tolerance is different for everyone because we are unique. Your investment philosophies are probably different from your friends and [...]

5 Tips For Budgeting During the Season of Giving

saving money

It is the season of giving and everywhere you look there are decorations, lights, holiday cheer and retailers trying to encourage you to part with your money. If you want to give to those closest to you but you want to stay within a certain budget then there are ways to not make this a [...]

Budgeting – Overlooked Tips for Saving Money

saving money

Saving money, saving money.  Even for the person most committed to the cause it can be difficult at the best of times.  Here is a question for you- should you worry about the small little purchases that you make in life? For example the latte you bought on your break yesterday or the magazine you [...]

Saving Money With DIY Car Repairs

diy car repairs

If you are able to make your own car repairs then you can save yourself a tremendous amount of money over the long-term. Even if you can make only a few, such as changing your own oil or changing the belts in your car this will save on labor charges which will mean more money [...]

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