Personal Finance And You

Below you’ll find the posts at Financial Advice Zone from the personal finance category.We highly recommend you read each of them if you’re serious about saving money on your personal finance

Simple Energy Saving Tips for Your Home that Will Save You Money

save money on energy costs

There are lots of ways to save money and one of those has to do with energy. Perhaps you have made some energy saving decisions in your home that have allowed you to keep more of your money where you want it to be- in your wallet or your bank account- or maybe you just [...]

Should You Pay More than the Minimum on Your Credit Cards ?

credit card payments

When you receive your credit card bill every month you may notice on the statement that it shows what your minimum payment for the month is. The minimum payment represents a percentage of your total balance.  That is then deemed the minimum that you must pay per month. It is a small percentage of your [...]

4 Tips for Setting New Year’s Financial Resolutions – And Making Them Stick

financial advice 2012

It is a new year and with it comes the need to make some financial resolutions. Most importantly you need to stick to the resolutions that you make once you make them. This may be the year that you have finally decided to start saving money or you want to eliminate debt or start investing. [...]

Stay in Shape Without Spending a Lot of Money

saving money at home

When you exercise on a regular basis you improve your quality of your life because it keeps you stronger and healthier. Exercising regularly also helps to keep infections and health problems at bay. But even though we know these things deep down we still find excuses not to lace up our sneakers and move our [...]

Saving Money – Name Brands or Store Brands – Which is Best

name brands vs store brands

When you do your shopping do you tend to always buy name brand products or are you more inclined to choose generic and store brand items? Some shoppers are faithful to certain brand names while others are open to trying the generic (and generally cheaper) store brands. Often times we find a name brand product [...]

Saving Money When it Seems You Have None to Save

saving money at home

We just never know what life may have to send our way which is why it is always helpful to have some emergency cash stashed away. Whether it is for the proverbial rainy day, for a much awaited trip or for house or car repairs we all need to be saving money. It just may [...]

Should Couples Have Separate Bank Accounts

financial advice

Billy and his wife Sally share a joint checking account. They are married and feel that everything should be shared, including their money. They discuss all of the purchases that they make and they come to an agreement about their finances before they spend anything. This makes sense to them. Their money is us and [...]